🇬🇧 UK · West Midlands
Birmingham.
Where the housing market sits.
UK's actual second-largest city — HS2 connectivity narrative, ongoing regeneration projects, and a meaningful affordability gap to London.
Updated 20h ago
Latest data: 2026-02-01
HM Land Registry W Midlands · BoE · ONS ASHE
Birmingham sits in Transitional — at least one dimension in the middle zone. Affordability scores 6/100 and momentum 33/100.
City gauges
Affordability
6
Extreme — bottom decile
0 · Most expensive100 · Most affordable
- Median price (GBP)
- £232,266City-level median home price, source-specific (see below).
- Median household income (GBP)
- £35,000Most recent published metro-level median household income.
- Mortgage payment burden
- 37.2%30-year amortized payment at current rates as a share of median household income.
Momentum
33
Stressed — lower quartile
0 · Cooling/declining100 · Running hot
- Year-over-year price change
- +0.7%Latest available city-level YoY HPI delta.
- Months of supply
- —Not yet sourced for this market — see methodology.
- Days on market
- —Not yet sourced for this market — see methodology.
Regime · What the gauges say together
Transitional
Between regime quadrants — affordability and momentum mixed.
Between regime quadrants — affordability and momentum mixed.
Context
| Real price growth (3-mo annualized) | -1.35% |
| Headline mortgage rate | 5.75% |
| CPI year-over-year | 3.45% |
| Leading equity indicators (homebuilders/REITs) | -21.2% avg vs 200-day MA · breadth 0/4 |
Data sources for Birmingham
- ONS HPI West Midlands
- Rightmove regional data
Full source documentation on /data-sources.
Other cities in United Kingdom